industries · fintech
fintech that does not feel
like a bank built it.
we design and ship fintech products in mena. payments, lending, wallets, kyc-bound onboarding, treasury dashboards. ux-first since 2015, with the regulatory plumbing teams actually need.
three things this industry actually needs from a software partner. nobody else says them out loud.
01
compliance is a ux problem first.
regulators do not break products. bad onboarding does. the difference between 30 percent kyc completion and 80 percent is not the rule book; it is the seven decisions a designer makes about copy, error states, and what to ask first.
02
fast money is slow software.
consumers think in seconds. fintech engineering thinks in idempotency, settlement windows, and audit trails. the products that win make consumer-grade speed the layer above bank-grade correctness, not at the cost of it.
03
arabic is not a translation pass.
rtl breaks input fields, transaction tables, charts, and amounts written with the currency on the left. shipping arabic-first means designing for it on day one, not bolting it on at qa.
what we ship for fintech teams, ranked by what most engagements actually need.
30 → 80%
the gap between an app a regulator approves and an app users actually finish onboarding on.
kyc completion rates lift this much when ux is part of the compliance design, not after it.
kyc + kyb integrations
jumio, onfido, sumsub, idemia, plus regional providers across uae and ksa.
sama / cbb-aligned audit trails
append-only event logs, role-based redaction, regulator-ready exports.
real-time settlement
multi-currency wallets
arabic + rtl from day one
every input, table, chart, and amount string designed and engineered for arabic and english side-by-side. tested with native speakers.
four stages. fixed deliverables at each. no scope-creep invoices.
week 1 — discover
discover
we map the regulatory perimeter, the user journey, and the team's appetite for risk before we sketch a single screen.
week 2 — design
design
we design the product end-to-end with compliance and arabic-rtl as constraints, not afterthoughts.
week 3 — build
build
production-grade engineering with idempotent transactions, audit trails, and observability from day one.
week 4 — operate
operate
launch, monitor, iterate. we stay involved during the regulatory review window and the first 90 days of production.
every agency lists what they do. here is what we explicitly won't do for fintech teams.
we will not skip kyc design just because the api works
an api that returns "approved" still has a 40-step user form behind it. that form is the product. we design it like one.
we will not ship arabic as a phase 2
rtl breaks layout, copy, charts, and input fields. retrofitting it after launch costs more than designing for it on day one.
we will not own regulatory submission
we are technical and creative partners. compliance officers, legal counsel, and regulator relationships belong with you. we collaborate; we do not pretend to substitute.
pick the path that matches where you are.
how a fintech build at maxiphy actually runs.